The First 90 Days
Know what to do first after your job ends.
Your paycheck and benefits are ending. See what needs attention now, what can wait, and which money moves could close off options you may need later.
Who this is for: Everything suddenly needs my attention. I don't know what has to happen now, what can wait, or what I could regret doing too quickly.
Whether you chose to leave work or someone else made that decision, the weeks around your last paycheck can get crowded fast.
You may be dealing with severance paperwork, health insurance, unemployment benefits, retirement accounts, and pension decisions. And there’s a question you may never have had to answer before: how long do your savings need to last before other income begins?
Some of those decisions come with real deadlines. But you don’t need to make every decision right away.
A rushed rollover, pension election, withdrawal, or Social Security decision can change options you may want later. So the goal isn’t to make every decision as quickly as possible.
It’s to know what needs attention now, what can wait, and what you should understand before you act.
Start with the decisions that come first
These guides help you work through the first 90 days in the right order. That way, you can meet important deadlines, protect your options, and avoid making a permanent money decision just because everything feels urgent.
More detailed guides for this section are on the way.
Not sure where to start?
Answer a few short questions and we’ll help you see which decisions deserve attention first.
Get started